Complete Guide to Bicycle Insurance and Repair Coverage 2025
The average high-end bicycle now costs $3,000-$8,000, rivaling used car prices. Yet most cyclists rely on inadequate homeowners insurance with $1,000+ deductibles and depreciation clauses that gut payouts. Meanwhile, 2.4 million bicycles are stolen annually in the US—one every 30 seconds with less than 5% ever recovered. For owners of carbon fiber road bikes, e-bikes,…
